Your Dream Home
Is Closer Than You Think.
Get the Lowest Rate You Qualify For, Guaranteed.
Thousands of homeowners across Virginia, Maryland, Florida & beyond trust United 1 Mortgage to secure rates that banks simply won't offer. Our expert loan officers do the heavy lifting, so you close faster, save more, and stress less.
About United 1 Mortgage
We Don't Just Close Loans.
We Change Lives.
Buying a home is one of the biggest decisions of your life and you deserve more than just a transaction. At United 1 Mortgage, we take the time to understand your goals and find the mortgage that truly works for you and your family.
From your first consultation to the moment you get your keys, our expert loan officers are by your side, answering every question, cutting through the complexity, and securing the best possible rate. No runaround. No confusion. Just results.
We're not here for just one loan, we're here for life. Thousands of clients across 8 states trust us with their biggest financial decisions. We want to earn that same trust from you.
Our Loan Programs
Find the Right Mortgage for You.
Every borrower is different. We match you with the perfect loan, fast, simple, and stress-free.
Conventional Loans
As low as 3% down
Perfect for buyers with steady income and good credit. Enjoy competitive rates, flexible terms, and no permanent mortgage insurance.
Our Process
A Clear Path from Application to Closing.
Buying a home can be a complex process, but breaking it down into manageable steps can simplify the journey to homeownership. Here's a concise guide to help you navigate through.
Pre-Approval
A lender evaluates your financial profile to determine your loan eligibility, down payment, interest rate, and estimated closing costs.
House Hunting
Work with your agent to identify priorities, explore listings, tour properties, and shortlist homes that fit your budget and lifestyle.
Negotiation
Submit an offer, negotiate terms, address inspection and appraisal contingencies, and execute the purchase agreement upon mutual acceptance.
Loan Process
Lock your rate, complete disclosures, submit for underwriting approval, satisfy all conditions, and obtain final loan clearance to close.
Closing
Conduct a final walkthrough, review the closing disclosure, sign all legal documents, settle closing costs, and take possession of your new home.
Ready to Get Started?
Your New Home Is One
Conversation Away.
Whether you're buying your first home, refinancing for a better rate, or exploring your options, our expert loan officers are ready to guide you, no pressure, no obligation, just honest advice and real results.
Vienna, VA 22182
NMLS #1460211