Your Dream Home
Starts Here.
Your Best Rate
Guaranteed.
Stop overpaying on your mortgage. Our dedicated loan officers fight for the lowest rates, guide you through every document, and close your loan faster than the industry average. No hidden fees. No surprises. Just results.
About United 1 Mortgage
We Don't Just Close Loans.
We Build Relationships.
Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you and your family from the many options available today. After you select the right loan, we work continuously on your behalf to help you achieve your dream of homeownership.
At United 1 Mortgage Corporation, we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We go above and beyond so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Take advantage of our expertise in the residential lending industry. The skill, professionalism, and personal consideration we give to each of our clients make getting your loan a worthwhile experience.
Our Loan Programs
Find the right type of mortgage for you
Mortgage Solutions Tailored to Your Goals. Every borrower's financial profile is unique. We offer a comprehensive range of mortgage products.
Conventional Loans
As low as 3% down
Designed for borrowers with established credit and steady income. Enjoy competitive rates, flexible repayment terms, and the ability to remove private mortgage insurance once you build sufficient equity.
Our Process
A Clear Path from Application to Closing.
We believe that the mortgage process should be transparent and predictable. Here is exactly how we guide you from your first conversation to your closing day.
Initial Consultation
We begin with a personal conversation to understand your financial goals, timeline, and homeownership vision. This allows us to recommend the right path forward.
Pre-Approval
We review your income, credit, and assets to determine your borrowing capacity and issue a pre-approval letter — giving you a competitive edge when making an offer.
Loan Selection
Based on your pre-approval, we present the mortgage options best suited to your situation and walk you through the terms, rates, and estimated costs of each program.
Processing & Verification
Our team coordinates the collection of all required documentation — verifying employment, income, assets, and property details — so nothing delays your timeline.
Underwriting & Approval
Your complete file is reviewed by underwriting for final approval. We proactively address any conditions to ensure a smooth, efficient decision on your loan.
Closing & Funding
You'll sign your final documents, your loan will be funded, and the keys to your new home will be in your hands. We'll be with you through every last detail.
Ready to Get Started?
Your Next Chapter Begins with a Conversation.
Whether you're buying your first home, refinancing for a better rate, or investing in property, a quick call with our team is all it takes to see what's possible. No pressure. No obligation. Just honest expert advice.
Vienna, VA 22182
Sat: By Appointment
Sun: Closed